Guide
Arlington Housing Market and Mortgage Rates: The Complete Guide
The Arlington housing market is easiest to read when each number comes with its source and its period. This guide collects our market articles in one place: weekly mortgage rates from Freddie Mac, supply and demand numbers from Bright MLS, county comparisons and what they mean for buyers and sellers.
Northern Virginia is still tighter than the national market, though supply is loosening unevenly by area and by type of home. Detached homes and condos or townhouses can move differently, so check the numbers for your kind of home.
Every article names the report, the month and the source. Market numbers go stale quickly, so look at the date on each one, and call or text Claudia at 703-350-3884 for a read on your own street.
Mortgage rates explained
Rates change weekly and shape monthly payments. These articles explain what Freddie Mac's number measures, rate locks, points and what a rate means per month.
- What Freddie Mac's 7.18% Rate Really MeasuresFreddie Mac's 30-year rate was 7.18% on Nov. 5, 2026. See what the weekly number measures, what it leaves out, and why your rate may differ.
- What Is a Mortgage Rate Lock and How Long Does It Last?A rate lock holds your mortgage rate until closing if you close in time. Learn how long locks last, what can change it, and what to ask.
- Mortgage Rates Dipped to 7.24%: What It Means in ArlingtonFreddie Mac's 30-year average fell to 7.24% on Oct. 29, 2026. See the payment per $100,000 borrowed and what it means for Arlington buyers and sellers.
- Mortgage Points and Rate Buydowns ExplainedOne point is 1% of your loan and can lower your rate. See how points, lender credits, and buydowns work, and what to ask.
- What a 7.40% Mortgage Rate Means Per MonthAt 7.40%, a $500,000 loan costs about $3,462 a month in principal and interest. See four loan sizes and how to read them.
- Buy Now or Wait for Rates to Drop? Arlington VAMortgage rates hit 7.40% on October 8, 2026. Should you buy now or wait? Here is a plain way to think about it.
- Mortgage Rates at 7.40%: What Sellers Should KnowFreddie Mac says the 30-year mortgage rate hit 7.40%. Here is what that means for Arlington sellers and how to price and prepare.
Supply, inventory and absorption
Months of supply and absorption show how fast homes are selling against how many are listed. These pieces explain the terms and the latest numbers.
- What Is an Absorption Rate? Arlington NumbersAbsorption rate shows how fast homes for sale are being sold. See how it works using Bright MLS numbers for Arlington County in August 2026.
- NoVA Condo and Townhouse Listings Up 49.7%NVAR's September report: condo and townhouse listings up 49.7% from a year ago, detached up 5.7%. See what it means.
- Condos and Townhouses vs Detached: NoVA Aug 2026Condo listings rose 44.8% and townhouse listings 29.9% in the NVAR region, while detached fell 8.5%. See Loudoun too.
- Months of Supply Explained: Arlington and NoVAArlington had 3.4 months of supply in September 2026, Alexandria 3.9, Fairfax 2.7. Here is what the number means in plain words.
- Arlington Homes for Sale Up 22% From Last YearBright MLS shows 672 Arlington homes for sale in October 2026, up from 552 a year ago. See what it means for sellers and buyers.
Buyer demand and who has the advantage
Demand indexes and competition numbers show how many buyers are active. These articles explain what they mean for buyers and sellers.
- Arlington Buyer Demand, October 2026 (Index 150)Bright MLS rates Arlington buyer demand at 150, while the Washington area is at 87 (Slow). See how it breaks down by home type.
- Is Arlington a Buyer's or Seller's Market? Oct 2026Bright MLS shows 3.2 months of supply in Arlington this summer, up from 1.4 last winter. See what that means for you.
- Arlington Housing Market: 5 Numbers for October 2026Five numbers that show where the Arlington, VA housing market stands: supply, prices, days on market, and more, from Bright MLS.
- Arlington Buyer Demand Rated High: What It MeansBright MLS rates Arlington buyer demand "High" at 131, while the Washington area is "Slow." Here is what the index measures.
Arlington market reports
Our reports use Bright MLS data with the month and source named. They cover Arlington prices, ZIP codes and the latest quarter.
- How Many Arlington Homes Were Listed and Sold in September 2026?Bright MLS shows 385 new listings, 82 new contracts and 174 sales in Arlington County in September 2026. See what each number means.
- Arlington Housing Market Report, Summer 2026Arlington's median sale price was $800,000, up 11.1%, but sales fell 4.0% and sellers got 98.0% of asking. See all Q3 numbers.
- Northern Virginia Housing Market, Summer 2026Bright MLS Q3-2026 numbers for Arlington, Alexandria, Fairfax, Loudoun, and Prince William: price, supply, days, and sales.
- Arlington Median Price Jumped 14.8%? Read This FirstArlington's median sold price rose 14.8% in August, but average price fell. Here is why one number can mislead sellers and buyers.
- Fall 2026 Arlington Housing Market InsightsDiscover key insights for home sellers in Arlington's 2026 housing market. Stay informed and make strategic decisions.
- Arlington VA Housing Market: Buyer Competition 2026Explore the competitive Arlington, VA housing market for buyers in 2026 with expert insights and strategies.
- Centreville VA Real Estate: 2026 Selling InsightsDiscover if 2026 is the right time to sell your Centreville, VA home with expert market insights.
- Centreville, VA Housing Market: Competitive InsightsExplore the competitive Centreville, VA housing market with expert tips from the Mike & Claudia Webb Team.
- Rent or Buy: Lorton, VA Housing Market GuideExplore whether renting or buying in Lorton, VA suits your lifestyle and financial goals.
Northern Virginia counties compared
Fairfax, Loudoun, Prince William, Alexandria and Washington, DC each have their own numbers. These articles compare them side by side.
- How Do Fairfax and Loudoun Housing Numbers Compare in Fall 2026?Fairfax and Loudoun counties side by side: median price, days to sell, and months of supply from Bright MLS reports for summer and September 2026.
- Alexandria vs Arlington: Months of Supply and AbsorptionBright MLS September 2026: Arlington and Alexandria both had 3.9 months of supply in October. See how absorption and buyer demand compare.
- Loudoun Housing Market, September 2026 (DAAR Report)DAAR's September 2026 report shows 344 Loudoun sales, a $750,000 median, and a split between detached homes and townhouses and condos.
- Prince William County Housing Market: September 2026PWAR's September 2026 report: 1,172 homes for sale, 439 closed sales and a $565,000 median in Prince William, Manassas and Manassas Park.
- NoVA Median Sold Price by County: September 2026Bright MLS shows September 2026 median sold prices from $579,990 in Prince William to $750,000 in Loudoun. See all five counties.
- Montgomery vs Prince George's County MD: Q2-2026Montgomery County MD had a $680,000 median and 2.7 months of supply in spring 2026. Prince George's had $450,000 and 3.3. See the numbers.
- DC vs Arlington Housing Market: Q2-2026 NumbersBright MLS shows DC had 5.4 months of supply and Arlington 2.6 in spring 2026. See price, speed, and supply side by side.
- NoVA Months of Supply by County, September 2026Alexandria had the most months of supply at 3.9 in September 2026, Prince William the least at 2.4. See all five counties from Bright MLS.
Local market snapshots
These articles look at local markets across Northern Virginia, including South Arlington, Vienna and Centreville.
- Competitive South Arlington Real Estate Market 2026Explore the competitive South Arlington real estate market for 2026 with expert insights from the Mike & Claudia Webb Team.
- Vienna VA Real Estate Market 2026: Competitive InsightsExplore the competitive Vienna, VA real estate market in 2026 for informed buying and selling decisions.
- Northern Virginia Real Estate Market Update 2026Discover key insights for sellers in Northern Virginia's 2026 housing market. Strategy is key to success.
Frequently asked questions
What does the Freddie Mac mortgage rate measure?
It is a national average of weekly rates on conventional purchase loans for borrowers with good or excellent credit and 20 percent down. It does not include fees and points, so it is a guide, not a quote.
What is months of supply?
It estimates how long it would take to sell the homes now listed at the current pace of sales. Lower numbers favor sellers and higher numbers favor buyers.
Is Arlington a buyer's or seller's market?
It depends on the price range and the type of home. In NVAR's August 2026 release, condo and townhouse listings rose year over year while detached listings fell, so conditions differ by type.
Where do your market numbers come from?
From Bright MLS reports and the local Realtor association reports, and every article names the source and the period.
Should I wait for rates to drop?
No one can predict rates. Look at your budget at today's rate and at a slightly higher one, and see our article on buying now or waiting.
The Mike Webb Team (Mike and Claudia Webb, RE/MAX Allegiance) helps homeowners in Arlington, Northern Virginia, Maryland, and Washington, DC get their homes ready to sell and sold.
Call or text Claudia at 703-350-3884 or visit claudiawebb.com.
The Mike Webb Team, RE/MAX Allegiance. Arlington, Virginia. Equal Housing Opportunity.
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